The honest comparison
When we are the right buyer.
If listing with an agent is the best option for you, we will tell you. Below is a direct comparison.
| Listing w/ agent | iBuyer (Opendoor/etc.) | Wholesaler | Saving Grace (us) | |
|---|---|---|---|---|
| Net % of fixed-up value (typical) | 88 to 95% | 82 to 88% | 55 to 70% | 70 to 80% |
| Time to close | 45 to 90 days | 14 to 30 days | 7 to 30 days* | 7 to 14 days |
| Repairs required | Often | Sometimes (post-walkthrough adjust) | No | No |
| Showings / open houses | Yes | No (mostly) | Maybe | No |
| Flexible options (Sub-To, Novation, Cash) | No (buyer financing) | No | Sometimes | Yes (Sub-To, Novation, or Cash) |
| Closing certainty | Buyer financing risk | Higher | Lower; many fall through | Higher (proven funding, no surprises) |
| Who you talk to | Agent | Call center | Often anonymous | Jay or a team member |
* Wholesaler "close" times are misleading. Many wholesale contracts never close because the wholesaler can't find an end-buyer. Public sources: ProPublica (Opendoor), BBB complaint corpus 2023 to 2025, NCDOJ scam advisories.
List with an agent if…
- The house is in good shape (or you can fix what's needed in 30 to 60 days).
- You can wait 60 to 120 days for the right buyer.
- You're not under a deadline (foreclosure, tax sale, probate timing).
Sell to us if…
- You need certainty on a date, and a date you choose.
- The house needs work and you don't want to hire someone or do it yourself.
- You don't want strangers in your house.
- You are on a timeline (foreclosure, tax sale, probate, life change).
- You'd rather take 10 to 15% less to know it's done.
Avoid iBuyers + most wholesalers if…
- You can't tolerate price changes at the closing table.
- You're not comfortable with an anonymous LLC handling your house.
- You want a human to call, not a chat window.
Compassionate. Confidential. No pressure.
Ready to see what's possible?
One conversation. No cost, no obligation, and no one will push you. Just honest answers about your house and your options.